Thoughts on sexual harassment

Sexual harassment is in the news right now because of the allegations (and the consequences of those allegations) concerning Harvey Weinstein.

According to numerous women, including some as famous as Gwyneth Paltrow and Angelina Jolie, Weinstein has been harassing women in the movie business for decades with impunity.

With that story in mind, I think it’s important now to take a moment to remember how prevalent sexual harassment is, even in industries that purport to be progressive in such matters and to highlight just how crucial it is that people take sexual harassment in the workplace seriously.

What I mean by “seriously” is that when people come forward (and it isn’t always women, Terry Crews has also come forward alleging assault from another Hollywood producer), they are believed and serious, public investigations take place.

In the case of Weinstein, allegations had been made for decades against the man, but because of his power in the industry, and in wider circles of power beyond that (including sway with the news media and in politics), those allegations were hushed up. The number of victims surely multiplied exponentially due to the choices of many along the way to refuse to hear the cries of victims and to refuse to seriously investigate the claims.

A second, larger issue that doesn’t focus just on individuals within those situations but on all of us, is the fact we as a society continue to shrug at sexual harassment until it reaches grotesque levels. While we don’t live in the Mad Men era in which executives harass every woman in the office, we as a society simply expect women to deal with sexual pressure in the workplace and to get over it. One of the reasons women don’t come forward more often is because they worry not just that they won’t be believed but that they have nothing to complain about.

“You should feel flattered,” is a common response.

This, by the way, in some ways, goes double for men, who are meant to always be pleased by any sexual attention, no matter how inappropriate.

We all, individually and as a culture, need to learn to take sexual harassment seriously and to accept that it is a problem. No one is entitled to put any kind of sexual pressure upon you, and when it happens, there need to be consequences, no matter how important the person doing the harassing is.

The fact Weinstein has finally been exposed is a promising sign, but there is much work yet to do. Educate yourself on what your options are if you’ve been harassed. If you do not find a sympathetic voice within your company, consider legal help. Lawyers know the law, and they know how to strengthen your case so it sticks, even if the company doesn’t want to hear it.

Otherwise, we can all try to be more vigilant, to watch out for each other. And, of course, when stories come forward, we have to be strong enough to believe and stand by those who are risking much to expose those who are harming them and others.

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Advantages of Having a Mobile App for Your Business

Technology is rapidly developing, and it is slowly but surely starting to be a necessity in our everyday lives. Therefore, it just makes sense that you use it to your advantage, to make your business more competitive.

One of the strategies you can do is to develop a mobile app for your business. Below are just some of its huge advantages.

It gives you a wider reach

Almost everybody has a smartphone these days, so one of the tactics you can do is to use it as an avenue to reach more customers. Having a mobile app in the app store means that you are making your target market a lot bigger – and when we say bigger, we mean everybody that has a smartphone, which is basically everyone nowadays.

Having a wider reach often translates to more customers and sales.

It makes your business more accessible

If you own a retail store, not every potential customer is going there to look for something to buy. They may have jobs and other activities to attend to. This does not just apply to retail, as it applies to whatever industry your business is thriving in.

Having a mobile app makes your business accessible to potential customers that have smartphones, and sometimes, accessibility is the very thing that gives you an edge over your competitors.

It improves customer experience

Mobile apps not just make your business accessible, as they also help your customers have a better experience of your services. For example, Big Momma Apps create mobile apps for law firms, so their potential legal clients may have easier access to legal help, including consultations and articles regarding legal issues.

Having a wider reach and making your business more accessible are the things that bring in the customers, but having good customer experience is the thing that makes them go back.

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Common Injuries from Bicycle Accidents

Common Injuries from Bicycle Accidents

Bicycles are very easy to operate, not to mention that they are good to both your body and the environment. For this reason, bicycles have become the transportation choice of many Americans, especially for those who need to go to places that are not too far away.

However, this has one negative consequence – many Americans are also at risk of bicycle accidents and injuries. Below are some of the most common injuries associated with bicycles.

Brain trauma

There is a reason why bicyclists always wear helmets. It is because the head is extremely vulnerable during a bicycle accident. It can hit a hard surface, like the pavement or a rock, making your brain sustain trauma.

Broken arm or leg

When a person crashes to the ground, he has the tendency to extend his arm to reduce impact on his body, but the force involved may be strong enough to break his arm. The leg is also vulnerable upon landing. It can be caught in the bicycle or hit a hard surface.

Dental or jaw damage

The jaw area is particularly vulnerable in bicycle accidents, especially those that crash through the front side. It is also not uncommon for victims to have dental problems, like losing teeth or damaging teeth that it comes to the point that extraction is required.

Road rash

When a bicyclist crash, he may rub his skin into the pavement during landing. This rubbing may have enough force to create road rashes, friction burns, and scratches into the skin.

What you can do

Sometimes, even bicyclists who ride safely get involved in an accident because of a negligent party. According to the website of the Milwaukee personal injury lawyers at Habush Habush & Rottier S.C. ®, those who have been hurt because of the recklessness or negligence of someone else may pursue legal action.
But the best action is still to avoid bicycle accidents as much as you can. Wear safety gears, such as helmets and pads. Wear reflective clothing, to make you more visible to other motorists. And most of all, follow traffic rules, avoid reckless behaviors, and be alert of your surroundings.

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The Three “Ds”: Delay, Deny and Defend Tactics Employed by Many Insurance Companies to Save Money

After her car accident and an offer of $15,000 from the at-fault truck driver’s insurance provider, Roxanne, instead, sued the Insurance company – a court battle that took three years but which awarded Roxanne $167,000. Why did Roxanne sue? Was she just too greedy for cash or was there injustice that actually shrouded the whole settlement negotiations.

The truck driver was obviously at fault; he wrecked Roxanne’s car, caused a slight cut above her eye, and injured her spine and neck (whiplash) – all these meant $15,000 in medical payments and another $10,000 in lost wages due to time off work. $25,000, however, was much more than what the Insurance firm was willing to pay and, on the firm’s part, Roxanne can either take it or leave it.

When an accident occurs or when a destructive natural calamity comes, one possible major source of finances for needed medical treatment or for repair/replacement of damaged property is Insurance, a person’s means to protecting himself/herself against the unexpected effects of untoward situations, such as death, severe illness, injury due to accidents, disability, lost wages and so forth.

Some people even choose to pay higher premiums, knowing that this will mean higher financial benefits when needs arise. Often, though, policy holders end up disappointed and feeling cheated as the amount of financial benefit Insurance providers often grant are much smaller than the amount they expect from their policy. In many other instances, Insurance firms even deny or disapprove a valid claim, or maliciously impede the processing of a claim.

After an 18-month long investigation, Anderson Cooper, the primary anchor of the CNN news show Anderson Cooper 360°, posted in his blog in 2007 the results of his investigation. Based on what he gathered from insurance industry insiders and lawyers, most insurance companies do everything to save money. Their most famous strategy is called the three “Ds”: delay, deny and defend. “Delay handling your claim, deny you were hurt and defend their decision in drawn-out court battles.”

Anderson further says that, one former claims adjuster revealed how “she would offer as little as $50 dollars in some cases. This is in many Insurance firms’ training manuals: pressure claimants until they accept “smaller walk-away settlements.” The sad thing is, many poor people take the offer rather than get nothing at all. Insurance firms bet that victims will neither wait or sue and will rather take whatever they can get and walk-away. According to experts, many accident victims have been walking away from billions of dollars that insurers now keep for themselves.

Tactics employed by insurance providers are called Insurance bad faith – the act of deceiving another person by deliberately and maliciously refusing to honor a contractual obligation. Bad faith is a violation of the “implied covenant of good faith and fair dealing,” a law in most U.S. states that is suggested in insurance contracts. Violation of this covenant gives the policyholder the legal right to file a claims lawsuit against the insurance provider due to breach of contract and for tort claim.

In the website of Mazin & Associates, PC, it is said that disability insurance lawyers are aware of the legal help needed by people who face a disability as the insurance benefits they hope to recover from their insurance provider is necessary to pay for their increased health care costs, as well as to cover their lost wages. This is why lawyers will always be willing to work closely with claimants to help them recover the amount they are legally allowed to claim and receive.

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Some Facts About Bicycle Accidents

Traffic Safety Facts from the National Highway Traffic Safety Administration (NHTSA) say that the first automobile crash in New York City occurred on May 30, 1896, on the Western Boulevard, better known today as Broadway; the accident was a collision between a motor vehicle, driven by Henry Wells of Springfield and a bicycle, ridden by Ebeling Thomas. Since then, collisions between motor vehicles and bicycles have continuously occurred, with the highest number of fatalities being recorded in 1975 at more than a thousand; the yearly number of fatal bicycle accidents ever since has fluctuated from more than 600 to more than 900.

Based on data from the Centers for Disease Control and Prevention, more than 900 bicyclists were killed and an estimated 494,000 were rushed to hospital emergency departments due to injuries. In 2014, the Insurance Institute for highway Safety (IIHS)-Highway Loss Data Institute (HLDI) says that fatal bicycle accidents was 720; about 86% of those who died were aged 20 and older. IIHS-HLDI also have the following on record:

  • Among bicyclists aged 16 and older, who were killed in 2014, about 21% had 0.08% or above blood alcohol concentration (BAC) levels;
  • About 68% of the fatal accidents occurred in urban areas;
  • Fatal bicycle accidents in 2014 were highest during August, September, and October (from mid-summer to the start of fall), while the lowest was in February (winter season)

Other recorded facts about motor vehicle and bicycle collision say that:

  • Accidents that involved children were often results of children playing, riding too fast, losing control or doing tricks;
  • The top contributory factor, based on police records was “failed to look properly” by either the motor vehicle driver or bicycle rider, especially at junctions;
  • The second most common accident was when cyclists entered the road from the pavement or when cyclists cross the road at a pedestrian crossing;
  • Other contributory factors (on the part of the driver) included making improper turns, emerging into the path of a cyclist, poor maneuvering of the vehicle, careless or reckless driving, turning across the path of cyclist, and overspeeding; (on the part of the cyclist) the contributory factors were traveling too fast for the conditions, exceeding the speed limit, and/or riding while impaired by alcohol; and,
  • The main contributory factor in collisions between motor vehicles and bicycles has always been human error committed by either the driver or the rider.

As discussed in the website of The Benton Law Firm, fatal bicycling accidents make up for 2.2% of all motor vehicle traffic fatalities in the U.S. With so many vehicles on the road, it’s not surprising that the percentage of fatalities of cyclists from motor vehicle accidents has gone up .7% over the last 10 years – mainly because many drivers do not understand that they need to look out for bicyclists on city streets, as a result, they do not carefully examine their surroundings while driving.

Bicyclists are subject to extreme, life-threatening injuries if they are involved in an accident with a motor vehicle. A driver has several tons of steel to protect themselves, but a bicyclist is alone on their bicycle without any added protection. This is why it is important for anyone, who has been injured in a bicycle accident, to contact a personal injury attorney immediately for the greater possibility of getting him/her the compensation he/she deserves. A bicycle accident victim should not be held responsible for paying thousands of dollars of medical bills and lost wages due to someone else’s negligence.

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Brain and Head Injury Due to Falling Objects Near a Construction Site

Sometime in 2013, a 58-year-old independent contractor for a New York-based trucking company, who was delivering Gypsum National drywall in New Jersey, ended up as another innocent and unsuspecting victim of what may be said was a totally preventable fatal accident in a construction site.

After speaking with someone (who was in a pickup truck), the 58-year-old contractor was hit on the head by a 1-pound tape measure, which slipped from the hands of a worker (who was working on the 50th floor) while he tried to unfasten the tool from his belt. The tape measure bounced off a piece of construction metal that was about 10 – 15 feet from the ground before inflicting a fatal head injury.

Falling objects from heights, especially in construction sites, are a huge safety concern. In 2012, records from the U.S. Department of Labor’s Bureau of Labor Statistics show 4,383 fatal work-related injuries in the United States. The cause of death of 233 who died was getting struck by objects or equipment, which is the third leading cause of injuries and fatalities in construction site accidents. The 509 deaths, by the way, registered a seven percent increase from 2011 during which the number of deaths was 219.

The types of objects that very often fall from great heights include hand-held radios; nuts and bolts; hard hats; little bits of concrete; and small tools, like tape measures, pliers and wrenches. While this type of carelessness can definitely result to property damage below, lost productivity, and inconvenience to worker (who will have to go down to retrieve the tool), workers should never forget that this can also very well result to a life-altering injury or death, not just to his/her co-worker or anyone else inside or near the site, but to pedestrians too who may be feet away from the construction area since falling objects can bounce off any material and hit anything or anyone below.

Many are not aware of the dangers and the possible severe injuries which can result from falling construction tools and materials. Who would have thought that a 1-pound tape measure would kill a man, anyway? Getting hit by a falling object can easily result to severe injuries, such as brain and head injuries which, if this does not kill the victim, it may cause in him/her permanent disability.

Over 1.7 million people sustain a traumatic brain injury every year, hospitalizing 275,000 and killing 52,000 others. These individuals may suffer cognitive, emotional, and other difficulties that require ongoing care and treatment, at great expense. If the accident resulting to brain injury was the fault of someone else, the victim is given all the rights to pursue legal action where the court may find him/her eligible to receive financial compensation for the damages he/she has been unjustly made to suffer.

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Independent Car Insurance Agencies: Helping Drivers Obtain the Coverage They Need at a Price that Fits Their Budget

Regardless of a person’s driving history, if he or she wishes to continue driving on U.S. roads and highways, then one of the basic things that he or she should have is car liability insurance coverage.

Carrying car liability insurance coverage is one of the ways drivers can show proof of financial responsibility, another way is by complying with any of the means that has been approved by the state. Thus, in the state of New Hampshire, the only state where carrying auto liability insurance is not mandated, drivers can either carry an SR-22 filing or depositing securities or money with the state treasurer.

Financial responsibility is the law which requires drivers in the U.S. to demonstrate financial capability to pay for damages resulting from accidents wherein they are at fault. In states where demonstrating financial capability is made by being covered, drivers will need to carry the type of liability coverage recognized in their state.

Currently, 38 states recognize the “tort” or “fault” system, while the remaining 12 other states (these are Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah) recognize the “no-fault” system.

Under the “tort” or “fault” system, the at fault driver’s insurance provider is responsible in compensating the accident victims. If the compensation does not fully cover the damages and losses suffered by the victim, then he or she can file a civil lawsuit against the at-fault driver. Compensation should cover cost of medical treatment, wages lost, and pain and suffering.

In the “no-fault” system, the drivers involved in accidents are paid by their own auto insurance providers regardless of who is at fault in the accident. Under this system, drivers are compensated much faster since a court hearing for the purpose of determining who is at fault in the accident is no longer necessary.

Despite the requirement on carrying liability insurance, studies show that more that 25 million drivers in the U.S. remain uninsured – for the simple reason that insurance policies are made too expensive, requiring drivers to pay much more than what they really should.

This is where the services of independent car insurance agencies become necessary. Because these companies do not have any affiliation with any insurance providers, these have the freedom to focus entirely on protecting the interests of drivers and car owners with their insurance needs.

According to the website of Second Gear Magazine, there are independent car insurance agencies that require only two minutes to get a customer covered. They also provides customers with:

  • As many as a dozen free online insurance quotes to help them find the best coverage for their given circumstance and at a price that fits their budget;
  • Multiple payment options;
  • A monthly payment that is as low as $35;
  • Bilingual customer service representatives who are available to answer their questions and help meet their needs whenever they call; and,
  • 24/7 roadside assistance.

Affordable, quick, easy and the most comfortable way of getting the best insurance policy. These are just some of the benefits one is assured of if he or she seeks assistance from an independent car insurance agency for all his or her insurance needs.

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Keep Your Baby Healthy – Be Aware of Birth Injuries

For an expectant mother and her spouse, nothing beats the joy and excitement of a newborn baby coming into their lives. But that excitement can suddenly turn into despair after getting an unpleasant news that their baby is not well. This can be a tragic moment for the parents. From the instance that the baby comes out and is injured, they should be given immediate attention or else the injury can become long term and non-recoverable.

According to the website of Karlin, Fleisher and Falkenberg, medical professionals play such a crucial role in the maintenance of the health of an expectant mother that the slightest error can result to a preventable congenital impairment for the baby. A study conducted by the Centers for Disease Control and Prevention (CDC) revealed that the number of birth injuries in the United States is increasing. The study focused on the delivery of babies during a 9-year interval from 2000-2009. For this period, birth complications grew to a staggering 75%. Recent birth injury statistics also revealed that approximately 6 out of every 1,000 births in the US yielded mild to severe birth inuries.

The rise in the number of birth injuries have been attributed to several factors. The health of the mother plays an important role in the health of the baby. If the mother is into smoking, drinking, or drugs during her pregnancy, chances are the baby is in danger of becoming unhealthy. Obesity also plays a crucial role in the pregnancy of the mother. Mothers who have kidney disease or diabetes are also likely to have unhealthy babies.

When babies incur birth injuries, it is usually due to the following factors:

  • Improper choice of delivery method
  • Delay in treating lack of oxygen, infection, and/or internal bleeding
  • Wrong dose or type of medication

Examples of Birth Injuries

Birth injuries are caused by medical malpractice or the inexperience of the medical team that handled the pregnancy. While they are not preventable, birth injuries can be prevented by a healthcare provider. Here are some examples of common birth injuries:

Brachial Plexus Injury

Brachial plexus injury or Erb’s palsy occurs in 1 out of 1,000 births. The condition takes place at the brachial plexus, a network of five nerve groups that runs from the tips of the fingers to the spinal cord and thoracic vertebrae. Brachial plexus injury is caused by the rupture of complete tearing of the nerve root from the spinal cord.

Cerebral Palsy

The incidence of cerebral palsy is caused by circumstances such as infant prematurity, trauma during labor or oxygen deprivation. Its most notable symptoms are impaired movement and motor function.

Spina Bifida

In this condition, the embryonic neural tube failed to seal itself prior to birth. This tube will become the spine and the brain of the baby. The abnormalities usually take place near the base of the spine.

For the treatment of birth injuries, the parents will have a vital role. They need to undergo emergency medical care to reduce the possibility of complications. They should also work with medical professionals in creating a long-term treatment plan.

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Is Medical Fraud Dangerous?

If the word “fraud” is connected to anything, it probably means that there is something not quite right about the situation at hand. After all, fraud does mean deception in order to unlawfully gain and, unfortunately, there are so many ways to fall victim to it – and some of them can even be deadly.

Have you ever been promised by a medical practitioner that a certain so-and-so medical procedure or product would be revolutionary and life changing only for it to fall short of everything it promised? That is a kind of fraudulence – medical fraud, if you will – and it is that kind of willful negligence that constitutes it as medical malpractice. If it has not been legally and medically approved, the consequences of partaking or consenting to an experimental and potentially fraudulent procedure or product can prove to be fatal.

Should a medically fraudulent procedure or product have caused injury towards a person: that is then grounds to file for legal action as personal injury. According to the website of the lawyers with Law Offices of Yvonne M. Fraser, personal injury is the legal terminology for situations regarding injuries (physical, mental, emotional, or any combination of the three) that have been caused by the negligent actions of someone else, whether the intent was negligent or not.

Medical malpractice, being a subset of personal injury as any Oceanside Medical Malpractice Lawyer can tell you, is somewhat more complicated than the other branches due to the nature of cases like this. In order to properly represent something, the situation at hand must be handled by someone who is experienced and capable with not only the legal procedure but as well as comfortable with medical terminologies and situations.

That is why it is the most advisable course of action to seek the aid of a personal injury lawyer with experience in handling these types of cases specifically. They are more likely to know the right way to go about things as well as have a network of resources that may help you in your recovery from whatever injury you have sustained due to medical fraud.

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The Consequences of Dog Bites

For majority of the American population, dogs have become a beloved companion. More than any other pet, dogs are well-loved for their lovely dispositions and the sense of safety they foster among their owners. Unfortunately, this isn’t always true for most people. It’s been well-noted that attacks made by aggressive dogs can result in serious injury. As noted in the website http://www.truslowlaw.com/, thousands of people suffer from injuries caused by dog bites every year in the United States.

Dogs can become dangerous once it turns to aggression. This usually happens whenever the dog feels scared or threatened. Such attacks can also occur with dogs that lack proper behavioral training. According to a report by the Centers for Disease Control and Prevention, there are certain breeds that are more predisposed to aggressive behavior. Some of the most dangerous dog breeds include Pit Bulls, Rottweilers, German Shepherds, Doberman Pinschers, and Chow Chows. These particular breeds can be especially powerful, causing injuries like lacerations, fractures, hemorrhaging, contusions, and nerve damage. Dog bites can also lead to bacterial and viral infections.

The devastating consequences of dog bites should be a cause for concern. The injuries that typically result from such an accident can leave a victim in serious pain. In some cases, dog bites victims can be left temporarily disabled, experiencing significant limitations in their mobility. The gravity of these consequences shows that preventing dog bites is of crucial importance.

There are several localities that have started to implement policies that can help on this regard. A specific policy involves requiring that dogs must be leashed whenever out in public areas. Such a regulation emphasizes the role of pet owners in ensuring that their dogs are properly trained and safely constrained to prevent any unwanted incident. It goes to show that the accountability for accidents involving dog attacks rest on the people who are meant to be responsible for the animal’s care.

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